An extra layer of protection
Umbrella Insurance
Help protect your savings and future income with extra liability coverage beyond the limits of qualifying home, renters, and auto policies.
Extra protection when liability claims grow
We help you review your current policies and compare personal umbrella options, so you can choose liability limits that fit your household and the assets you want to protect.
Extra liability limits above eligible policies
Guidance on underlying coverage requirements
Options tailored to your household
Protect your savings
A serious covered liability claim can exceed standard policy limits. An umbrella policy can provide an additional layer of protection.
Coordinate your policies
We review your home, renters, and auto liability limits to help identify the underlying coverage an umbrella insurer requires.
Choose a suitable limit
We help you consider your assets, income, and everyday risks when comparing available coverage amounts.
Local, ongoing guidance
Get clear explanations of eligibility, covered claims, and exclusions, with help reviewing your coverage as life changes.
Personal umbrella coverage considerations
- Additional limits for covered bodily injury liability
- Additional limits for covered property damage liability
- Legal defense provisions for covered claims
- Required underlying home, renters, or auto liability limits
- Carrier eligibility, exclusions, and available coverage amounts
Ready for an extra layer of protection?
Tell us about your household and existing policies. We’ll help you compare umbrella options and understand how they fit together.