Small Business Coverage
Business Owners Policy Insurance
Protect your building, equipment, and income with a tailored Business Owners Policy that bundles property and liability in one affordable plan.
Coverage that keeps your business running
Designed for Texas small businesses, a BOP combines essential protections with straightforward pricing.
Property & liability in one policy
Flexible limits for your industry
Fast quotes from top carriers
Property protection
Covers your building, inventory, and equipment from covered losses.
General liability
Helps with claims related to injury, property damage, or advertising.
Business income
Supports lost income and operating expenses after a covered event.
Optional add-ons
Customize with cyber, equipment breakdown, or employee theft coverage.
Typical BOP coverages
- Commercial property coverage
- General liability coverage
- Business income & extra expense
- Equipment breakdown
- Crime & employee dishonesty options
Get a BOP tailored to your business
Tell us about your operations and we’ll shop carriers to find the right limits at the right price.